Mortgages
Today’s buyers have more loan options than ever before. While that’s certainly good news, discovering the price range of the home you’d like purchase and finding the right mortgage takes a little preparation. Fortunately, we’ve provided helpful tools, information you can use right away. We also have close relationships with experts so you can get valuable professional advice.
How much can I afford, and what might my payments be?
You can use our Mortgage Calculator to find out instantly.
Blaine can refer you to top professionals who can help you learn more about the wide variety of mortgages and financing options available in today’s market. Many of Blaine's clients have chosen to work with the following individuals throughout the purchasing process.
Gina Kemsley
RPM Mortgage
gkemsley@rpm-mtg.com
415-828-0218
Adam Wise
California Mortgage Advisors
awise@calmtg.com
415-451-4888
Pre-Approval
Why should you get pre-approved?
Before you begin searching for a new home, you need to determine how much you can afford. You may be able to afford more or even less than you think based on your income and the amount of down payment you have.
By getting pre-qualified BEFORE looking for a home, you’ll save yourself time, energy, and frustration because pre-qualification:
* Determines How Much Home You Can Afford *
Pre-Qualification helps you avoid buying less home than you can afford or being disappointed if you don’t qualify for as much as you had hoped for.* Shows You What Your Down Payment & Closing Costs Will Be *
You’ll know approximately how much money you will need for your down payment and your closing costs before you sign a contract.* Lets You Know What Your Monthly Payment Will Be *
You’ll have a general idea of what your monthly principal, interest, taxes, and insurance payment will be, and if you’ll need mortgage insurance.* Identifies The Loan Programs You Will Qualify For *
With the wide variety of loan programs available, it’s important to know which types you qualify for and which will best suit your needs.At this point, the lender can also help you determine alternatives and strategies that could help you buy the home of your dreams. These may include:
* Special first-time home buyer programs * Low down payment programs
* Co-mortgage financing * Debt consolidation assistance
Contact Blaine to start the pre-qualification process.
About Blaine Morris, Marin Properties
As a top-producing licensed REALTOR with Frank Howard Allen in Greenbrae, California, Blaine Morris specializes in Central and Southern Marin County. Always just a phone call or email away, Blaine works seven days a week for his clients, providing them with the utmost in fast and efficient service and follow through. Whether you are searching for the home of your dreams, or thinking of selling it, Blaine can turn your dreams into reality! Behind Blaine is the strength and stability of the Central Marin office of Frank Howard Allen, the #1 office of the #1 Brokerage in Marin County.
Contact him today at 415.925.3279 or click here.